Fixed
Income / Debt Instruments
| Post
Office Schemes |
| Scheme |
Interest (%) |
Investment |
Features |
Tax breaks |
| |
|
Min (Rs.) |
Max (Rs) |
|
|
| |
|
|
|
|
|
| National Savings Certificate |
8.00a |
100 |
No limit |
6-year tenure |
Section 80C benefit |
| Public Provident Fund |
8.00b |
500 |
70,000 |
15-year term; tax-free returns |
Section 80C benefit |
| Kisan Vikas Patra |
8.41b |
100 |
No limit |
Money doubles in 8 years, 7 months |
No tax benefit |
| Monthly Income Scheme |
8 |
1,000 |
SingleA/c:3L |
6-year tenure; monthly returns;
bonus after 6 years |
No tax benefit |
| |
|
|
JointA/c: 6L |
|
| Time Deposits |
6.25-7.50 |
200 |
No limit |
Available for 1, 2, 3, 5 years |
No tax benefit |
| Recurring Deposits |
7.50c |
10 |
No limit |
5-year tenure |
No tax benefit |
| Senior Citizens Saving Scheme |
9.00d |
1,000 |
15 L |
5 year tenure; minimum age 55; also available
with public sector banks |
No tax benefit |
| Sec 80C benefit:
Investments up to Rs 1 lakh in specified securities (maximum
of Rs 70,000 in PPF) qualify for deduction |
| a Compounded half-yearly |
|
|
|
|
|
| b Compounded yearly |
|
|
|
|
|
| c Compounded quarterly |
|
|
|
|
|
| d Payable quarterly |
|
|
|
|
|
*All income figures shown above are in
Lakhs
If
you have any question / suggestion / requirement please "C
L I C K H E R E" to contact us.
We reply all queries within one working day.
|
"KBC
Financial Services"
C-623, Second Floor Flat No.202, JVTS Garden, Chattarpur Extn, ,New Delhi
110074 [India]
Phone : +91-11-65442333,
Mobile : +91-9312836769
Email : info@kbcfinancialservices.com
|